Why did lower courts refuse to hear Plaintiff's case, is there bias in favor of Big Business?

QUESTIONS PRESENTED 1. Federal question exists: Why did lower courts, U.S. District Courts and 5" circuit court of appeals refuse to even hear Plaintiff, pro se’s case. Does bias exist in favor of Big Business? 2. Federal question exists: Why do Dallas and New Orleans judges not respect the CFPB agency’s rules? Rule states “It is illegal for creditors, mortgage companies, banks, etc. to file claims on STALE, TEXAS 4 YEAR STATUTE OF LIMITATIONS TIME-BARRED DEBTS. . 3. Federal question exists: Why was the CFPB, Consumer Finance Protection Bureau created to protect struggling homeowners, if it is not given enough power to enforce the FCRA—Fair Credit Reporting Act and the FDCPA—Fair Debt Collection Protection Agency’s rules and regulations? Shouldn’t other agencies such as the Department of Justice, Texas Attorney General's Office Federal Trade Commission, Department of Savings and Loans, et. al. be awarded more power for enforcements? 4. Federal question exists: Why are thousands of struggling homeowners treated unfairly when court decisions are biased and lean towards Big Businesses, especially when the Plaintiff is pro se and is not represented by an attorney? 5. Shouldn’t elderly homeowners in their 60’s who are disabled, living on fixed income be given a loan modification, or given the title to their home after they become disabled, and have paid hundreds of thousands more for home then it is valued? 6. Federal question exists: Why are mortgage companies, banks ' like Deutsche Bank and Trust, and their loan servicing company, Page 2. Questions Presented Ocwen Loan Servicing, LLP still allowed to foreclose on homes even though they are barred by the Texas 4 Year Statute of | Limitations Time-Barred Debt. . 7. Federai question: Why, even though Ocwen and Deutsche were accused, admitted guilt, and found guilty in the 2008 housing crisis and in 2013 by the Justice Department and the National Settlement Committee, and told not to foreclose on any more ; properties, or not to acquire any more properties in Texas, do they continue to do so? 8. Why are mortgage companies, banks, servicing companies, et. al allowed to promise homeowners loan modifications, other : services, then retaliate and deny these loan modifications when homeowners file lawsuits and complain against companies? 9. Federal question: Once a plaintiff is granted in forma pauperis by i a judge, is it not unfair and biased for that status to be denied? ; 10. Federal question: Why are banks, mortgages, servicing companies allowed to violate the Constitutional rights of . homeowners by flipping their homes, ex mortgage companies not . turning over house payments to new mortgage companies, : ‘ posting payments to the wrong accounts, charging late fees when not late, and proceeding with foreclosure through illegal robo-foreclosures or foreclosures that should not occur? ,