Does a misrepresentation about the true identity of the owner of a business during settlement negotiations constitute mail/wire fraud?

QUESTIONS PRESENTED The questions presented are: 1. Does a misrepresentation about the true identity of the owner of a business during settlement negotiations to resolve a civil lawsuit constitute a scheme to defraud the litigant of money or property in violation of the mail and wire fraud statutes? 2. Is the doctrine of tribal sovereign immunity wholly inapplicable in a circumstance where payday loans are made by a Native American tribe in affiliation with an entity acting as an “arm of the tribe” where such loans are made at interest rates in excess of state regulations, thus rendering the loans ipso facto unlawful debts in violation of the RICO statute? 3. Does the government have to prove willfulness to establish a RICO conspiracy to collect an unlawful debt?