No. 19-700

Luis A. Ramos González, et al. v. Scotiabank de Puerto Rico, et al.

Lower Court: Puerto Rico
Docketed: 2019-12-03
Status: Denied
Type: Paid
Response Waived
Tags: banking-law court-sanction federal-regulations home-loan home-mortgage-loan mortgage-financing mortgage-loan-agreement null-and-void secondary-market unacceptable-site wastewater-disposal
Key Terms:
SocialSecurity DueProcess
Latest Conference: 2020-01-24
Question Presented (AI Summary)

Whether mortgage financing can be granted for an 'Unacceptable Site' under federal regulations, whether such a mortgage loan agreement is null and void, and whether courts should sanction such mortgage loans granted over an 'Unacceptable Site

Question Presented (OCR Extract)

QUESTIONS PRESENTED 1. If an “Unacceptable Site”, pursuant Federal Regulations, can be granted Mortgage Financing, such as a Home Mortgage Loan, which is insured by Federal Government and sold to Secondary Market (Federally related Mortgage Loan)? 2. Ifa Home Mortgage Loan Agreement—granted over an “Unacceptable Site” that poses ominous threats to Homeowners who live among human feces because the Site lacks a legal and adequate wastewater disposal system—is null and void because it was granted against the Law (Federal Regulations)? 3. If a Home Mortgage Loan Agreement granted over an “Unacceptable Site” shall be sanctioned by Courts when Federal Regulations prevent banking institutions from granting mortgage financing on a property that is considered an “Unacceptable Site”?

Docket Entries

2020-01-27
Petition DENIED.
2020-01-08
DISTRIBUTED for Conference of 1/24/2020.
2019-12-19
Waiver of right of respondent First Bank Puerto Rico a/k/a FirstBank Puerto Rico to respond filed.
2019-12-19
Waiver of right of respondent Scotiabank de Puerto Rico to respond filed.
2019-11-07
Petition for a writ of certiorari filed. (Response due January 2, 2020)

Attorneys

First Bank Puerto Rico a/k/a FirstBank Puerto Rico
Arlyn Gonzalez-DiazCancio, Nadal & Rivera, LLC, Respondent
Arlyn Gonzalez-DiazCancio, Nadal & Rivera, LLC, Respondent
Luis Ramos González, et al.
Grace Monge-La FosseMonge La Fosse, Attorneys & Counselors at Law, LLC, Petitioner
Grace Monge-La FosseMonge La Fosse, Attorneys & Counselors at Law, LLC, Petitioner
Scotiabank de Puerto Rico
Solymar Noemi Castillo-MoralesGoldman Antonetti & Cardova, LLC, Respondent
Solymar Noemi Castillo-MoralesGoldman Antonetti & Cardova, LLC, Respondent