1. Whether ERISA permits fiduciaries to enforce a state-law general release as a condition of receiving welfare benefits, where the release bars plan-wide fiduciary breach claims under 29 U.S.C. § 1132, despite (A) fiduciaries' failure to disclose material misrepresentations that caused long-term harm to participants lacking actual knowledge, and (B) a structural conflict of interest in which the same agent adjudicated benefit claims and managed the release, extinguishing fiduciary breach claims. 29 U.S.C. §§ 1104, 1106, 1109, 1110, 1113, 1132, 1144.

2. Whether ERISA permits fiduciaries to enforce the written terms of a pension plan against participants when the plan's actual operations materially deviate from those terms in violation of ERISA's fiduciary and disclosure requirements. 29 U.S.C. §§ 1102, 1104.

3. Whether a court violates ERISA's procedural protections by dismissing a fiduciary breach claim as "moot" based on a general release without first determining whether material evidence undermines the release's validity or supports a substantive fiduciary breach, and thereby nullifying the totality-of-circumstances analysis that such evidence would have required. Fed. R. Civ. P. 8, 26, 56, 60.

Whether ERISA permits fiduciaries to enforce a state-law general release as a condition of receiving welfare benefits, where the release bars plan-wide fiduciary breach claims under 29 U.S.C. § 1132, despite fiduciaries' failure to disclose material misrepresentations and a structural conflict of interest