Whether a consumer has standing to sue a credit reporting agency for withholding substantive information in the consumer's file

QUESTION PRESENTED Whether a consumer who requested his entire credit file under the Fair Credit Reporting Act has suffered a concrete injury sufficient to confer Article III standing where the consumer reporting agency, as part of its systematic practices, withheld substantive information in the consumer’s file (including inaccurately linked bank accounts) that the agency relies on to make credit determinations about the consumer?