fair-credit-reporting-act

24 cases — ← All topics

Case Title Lower Court Docketed Status Flags Tags Question Presented
25A799 Eva Migliore, By Her Next Friend Joseph Migliore v. Sunlight Financial LLC, et al. Third Circuit 2026-01-09 Application circuit-split consumer-authorization credit-report fair-credit-reporting-act fraud privacy-rights Question not identified.
24A144 Frank McKenna v. Dillon Transportation, LLC Sixth Circuit 2024-08-07 Presumed Complete consumer-reports defamation employment-records fair-credit-reporting-act preemption truck-driver Whether the Fair Credit Reporting Act preempts state law defamation claims arising from employment-related consumer reports about truck drivers
23-7104 In Re Tonya Knowles 2024-03-29 Dismissed IFP 14th-amendment civil-liability civil-rights disqualifications fair-credit-reporting-act insurrection rebellion sovereign-immunity Does the civil-liability provisions of the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., unequivocally and unambiguously 'Waive' Sovereign Immuni…
23-6867 Nelson L. Bruce v. Bank of America, N.A. Fourth Circuit 2024-02-29 Denied Response WaivedRelisted (2)IFP consumer-dispute consumer-disputes credit-reporting-agencies credit-reporting-agency data-furnishers fair-credit-reporting-act frivolous-claims good-cause rule-60-motion statute-of-limitations Whether each dispute sent to a Credit reporting agency or a data furnisher by a consumer that has not been determined to be frivolous or irrelevant st…
23-109 Janis Wolf v. Carpenter, Hazlewood, Delgado & Bolen, LLP Ninth Circuit 2023-08-03 Denied Response Waived circuit-split credit-reporting credit-reporting-agencies credit-transaction debt-collection deferred-payment fair-credit-reporting-act homeowners-association Whether a typical HOA assessment qualifies as an FCRA 'credit transaction'
22-846 Department of Agriculture Rural Development Rural Housing Service v. Reginald Kirtz Third Circuit 2023-03-07 Judgment Issued Amici (2)Relisted (3) civil-liability civil-procedure fair-credit-reporting-act federal-jurisdiction federal-law sovereign-immunity statutory-interpretation waiver Whether the civil-liability provisions of the Fair Credit Reporting Act, 15 U.S.C. 1681 et seg., unequivocally and unambiguously waive the sovereign i…
22-6890 Samantha Delane Rajapakse v. Equifax Information, LLC Eleventh Circuit 2023-03-01 Denied IFP civil-rights computer-fraud-abuse-act constitution constitutional-rights credit-reporting due-process fair-credit-reporting-act judicial-review standing Can the Eleventh Circuit have a Constitutional right to misinterpret or arrive a new interpretation of due process of the United States Constitution?
22-6888 Samantha D. Rajapakse v. Seyfarth Shaw, et al. Second Circuit 2023-02-28 Denied IFP civil-rights credit-reporting credit-reporting-agency due-process fair-credit-reporting-act first-amendment fourteenth-amendment pro-se-litigation standing Can a law firm retained by a credit reporting agency carry out the duties of and services of credit reporting agency business?
22-471 Consumer Data Industry Association v. Aaron M. Frey, Attorney General of Maine, et al. First Circuit 2022-11-18 Denied Amici (2) circuit-split consumer-reports fair-credit-reporting-act federal-preemption federal-regulation preemption state-law statutory-interpretation uniform-standards Whether FCRA broadly preempts state laws relating to the subject matters expressly described in 15 U.S.C. §1681t(b)(1), or narrowly preempts state law…
21-1031 Estate of Cheryl Beaudry v. Telecheck Services, Inc., et al. Sixth Circuit 2022-01-21 Denied Response Waived article-iii-standing check-reporting class-action consumer-protection consumer-reports fair-credit-reporting-act injury-in-fact positive-checkwriting-information putative-class-action risk-of-check-declines Whether Cheryl Beaudry suffered an injury in fact sufficient to confer Article III standing for an action under the Fair Credit Reporting Act
21-353 Ethan Hoggatt, et al. v. Allstate Insurance, et al. Fifth Circuit 2021-09-07 Denied Response Waived abuse-of-discretion fair-credit-reporting-act first-amendment insurance-fraud mississippi-unfair-and-deceptive-trade-practices-a negligence-per-se petition-clause right-to-petition Do Petitioners have an absolute right under the Fair Credit Reporting Act and Mississippi's Unfair and Deceptive Trade Practices Act to have the repor…
21-5137 Samantha Delane Rajapakse v. Credit Acceptance Corporation, et al. Sixth Circuit 2021-07-19 Denied Response WaivedIFP civil-rights comprehensive-consumer-credit-reporting-act consumer-protection credit-reporting due-process fair-billing-act fair-credit-reporting fair-credit-reporting-act fourth-amendment magnuson-moss-act repossession sixth-circuit-jurisdiction Does the Sixth Circuit have the authority and jurisdiction to astray from the Court of Appeals and the Supreme Court to affirm the District Court judg…
20-8117 Russell Arrington v. United States District Court for the Eastern District of Pennsylvania Third Circuit 2021-05-25 Denied IFP N.A. is exempt from various statutory regulations bank-foreclosure constitutional-rights debt-collection fair-credit-reporting fair-credit-reporting-act fair-debt-collection-practices-act power-of-attorney promissory-note sheriff-deed statutory-exemption uniform-commercial-code warranty-deed Is WELLS FARGO BANK, N.A. exempt from the Uniform Commercial Code?
20-658 Sherri Cohen v. Equifax Information Services, LLC, et al. Second Circuit 2020-11-13 Denied consumer-disputes consumer-protection credit-disputes credit-file-accuracy credit-repair credit-reporting credit-reporting-agencies fair-credit-reporting-act pro-se-litigation reasonable-investigation Whether CRAs can satisfy the FCRA's reasonable investigation requirement by merely verifying information with furnishers
20-297 TransUnion LLC v. Sergio L. Ramirez Ninth Circuit 2020-09-08 Judgment Issued Amici (28) article-iii-standing civil-rights class-action damages due-process fair-credit-reporting-act punitive-damages standing statutory-damages Whether either Article III or Rule 23 permits a damages class action where the vast majority of the class suffered no actual injury, let alone an inju…
20-5069 Pablo Enrique Rosado-Sanchez v. Banco Santander Puerto Rico First Circuit 2020-07-15 Denied Relisted (2)IFP appellate-review civil-rights due-process evidence-disregard fair-credit-reporting-act judicial-misconduct pro-se-representation public-interest standing supreme-court-rules Whether verifiable evidence has no importance and the one with more money is correct, no matter evidence shows is completely wrong
19-785 James Huff v. Telecheck Services, Inc., et al. Sixth Circuit 2019-12-19 Denied article-iii-standing concrete-injury consumer-reporting-agency consumer-rights credit-determinations fair-credit-reporting-act procedural-rights substantive-information substantive-rights Whether a consumer has standing to sue a credit reporting agency for withholding substantive information in the consumer's file
19-763 Richard C. Angino, et ux. v. TransUnion LLC Third Circuit 2019-12-16 Denied accuracy accuracy-of-reports attorneys-fees circuit-split consumer-protection consumer-rights credit-reporting credit-reporting-accuracy credit-reports credit-scores due-process fair-credit-reporting-act standing Whether the Supreme Court should accept and decide this case that affects hundreds of millions of individuals
19-512 Anthony Robinson v. Department of Education Fourth Circuit 2019-10-21 Denied Relisted (3) civil-procedure civil-suit consumer-protection fair-credit-reporting-act federal-agency federal-government-liability sovereign-immunity statutory-interpretation statutory-liability Whether the Fair Credit Reporting Act authorizes consumers to file civil suits against federal governmental agencies under 15 U.S.C. § 1681n and §1681…
19-5452 Pablo Enrique Rosado-Sanchez v. Banco Santander Puerto Rico First Circuit 2019-08-06 Denied IFP civil-procedure civil-rights due-process evidence-weighing fair-credit-reporting-act judicial-misconduct pro-se pro-se-plaintiff standing Whether the district court erred in granting summary judgment without weighing the evidence, disregarding interrogatories and evidence, and committing…
18-1592 Allstate Insurance Company v. Daniel Rivera, et al. Seventh Circuit 2019-06-27 Denied Response RequestedResponse WaivedRelisted (2) article-iii article-iii-standing civil-procedure defamation fair-credit-reporting-act fcra federal-jurisdiction standing state-law-claims supplemental-jurisdiction trial-court-discretion Whether a federal court may exercise supplemental jurisdiction over state-law claims when it determines after trial that a plaintiff lacks standing to…
18-9271 Eteri Kholost, et al. v. Department of Housing and Urban Development, et al. Second Circuit 2019-05-14 Denied Response WaivedIFP consumer-reporting-agency due-process fair-credit-reporting-act federal-trade-commission interstate-litigation national-security reseller standing statutory-interpretation Must Real Page, Inc. in interests of national security define itself as a Consumer Reporting Agency (CRA) and be responsible in that number under Fair…
18-545 First Advantage Background Services Corp. v. Superior Court of California, San Mateo County, et al. California 2018-10-25 Denied Amici (2)Response RequestedResponse WaivedRelisted (2) burden-of-proof class-action due-process fair-credit-reporting-act federal-statute forum-state fourteenth-amendment harm nationwide-class-action non-resident-defendant personal-jurisdiction specific-jurisdiction Whether a state court may exercise specific personal jurisdiction over a non-resident defendant in a nationwide class action when the alleged conduct …
18-6254 Lou Tyler v. Ocwen Loan Servicing, LLC, et al. Fifth Circuit 2018-10-09 Denied Response WaivedIFP bias bias-in-courts big-business civil-rights consumer-protection due-process fair-credit-reporting-act fair-debt-collection-protection-agency federal-jurisdiction foreclosure mortgage-foreclosure pro-se pro-se-litigation standing statute-of-limitations Why did lower courts refuse to hear Plaintiff's case, is there bias in favor of Big Business?