| 25-1194 |
Eva Migliore, By Her Next Friend Joseph Migliore v. Sunlight Financial LLC, et al. |
Third Circuit |
2026-04-17 |
Pending |
|
consumer-authorization consumer-privacy credit-report credit-transaction fair-credit-reporting-act permissible-purpose |
As a bulwark to protect consumer privacy and the highly sensitive content of consumer credit reports, the Fair Credit Reporting Act (FCRA) strictly li… |
| 25A799 |
Eva Migliore, By Her Next Friend Joseph Migliore v. Sunlight Financial LLC, et al. |
Third Circuit |
2026-01-09 |
Application |
|
circuit-split consumer-authorization credit-report fair-credit-reporting-act fraud privacy-rights |
Question not identified. |
| 24A144 |
Frank McKenna v. Dillon Transportation, LLC |
Sixth Circuit |
2024-08-07 |
Presumed Complete |
|
consumer-reports defamation employment-records fair-credit-reporting-act preemption truck-driver |
Question not identified. |
| 23-7104 |
In Re Tonya Knowles |
|
2024-03-29 |
Denied |
IFP |
14th-amendment civil-liability civil-rights disqualifications fair-credit-reporting-act insurrection rebellion sovereign-immunity |
1. In Case No. 22-846, The Department of Agriculture Rural Development, Rural Housing Service, Does the civil-liability provisions of the Fair Credit … |
| 23-6867 |
Nelson L. Bruce v. Bank of America, N.A. |
Fourth Circuit |
2024-02-29 |
Denied |
Response WaivedRelisted (2)IFP |
consumer-dispute consumer-disputes credit-reporting-agencies credit-reporting-agency data-furnishers fair-credit-reporting-act frivolous-claims good-cause rule-60-motion statute-of-limitations |
1. Whether each dispute sent to a Credit reporting agency or a data furnisher by a consumer that has not been determined to be frivolous or irrelevant… |
| 23-109 |
Janis Wolf v. Carpenter, Hazlewood, Delgado & Bolen, LLP |
Ninth Circuit |
2023-08-03 |
Denied |
Response Waived |
circuit-split credit-reporting credit-reporting-agencies credit-transaction debt-collection deferred-payment fair-credit-reporting-act homeowners-association |
This case asks whether a typical HOA assessment qualifies as an FCRA "credit transaction" that authorizes an HOA to obtain a homeowner's credit report… |
| 22-846 |
Department of Agriculture Rural Development Rural Housing Service v. Reginald Kirtz |
Third Circuit |
2023-03-07 |
Judgment Issued |
Amici (2)Relisted (3) |
civil-liability civil-procedure fair-credit-reporting-act federal-jurisdiction federal-law sovereign-immunity statutory-interpretation waiver |
Whether the civil-liability provisions of the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., unequivocally and unambiguously waive the sovereign i… |
| 22-6890 |
Samantha Delane Rajapakse v. Equifax Information, LLC |
Eleventh Circuit |
2023-03-01 |
Denied |
IFP |
civil-rights computer-fraud-abuse-act constitution constitutional-rights credit-reporting due-process fair-credit-reporting-act judicial-review standing |
This is a three-part question a judiciary review regarding how the courts review individuals without counsel on The Fair Credit Reporting Act. authori… |
| 22-6888 |
Samantha D. Rajapakse v. Seyfarth Shaw, et al. |
Second Circuit |
2023-02-28 |
Denied |
IFP |
civil-rights credit-reporting credit-reporting-agency due-process fair-credit-reporting-act first-amendment fourteenth-amendment pro-se-litigation standing |
Question#1: Can a law firm retained by any credit reporting agency carry out the duties of and services of credit reporting agency business?
Question… |
| 22-471 |
Consumer Data Industry Association v. Aaron M. Frey, Attorney General of Maine, et al. |
First Circuit |
2022-11-18 |
Denied |
Amici (2) |
circuit-split consumer-reports fair-credit-reporting-act federal-preemption federal-regulation preemption state-law statutory-interpretation uniform-standards |
Whether FCRA broadly preempts state laws "relating to" the "subject matters" expressly described in 15 U.S.C. §1681t(b)(1), or narrowly preempts state… |
| 21-1031 |
Estate of Cheryl Beaudry v. Telecheck Services, Inc., et al. |
Sixth Circuit |
2022-01-21 |
Denied |
Response Waived |
article-iii-standing check-reporting class-action consumer-protection consumer-reports fair-credit-reporting-act injury-in-fact positive-checkwriting-information putative-class-action risk-of-check-declines |
In this putative class action involving over 1.4 million consumers, when presenting checks to merchants for payment, did named plaintiff Cheryl Beaudr… |
| 21-353 |
Ethan Hoggatt, et al. v. Allstate Insurance, et al. |
Fifth Circuit |
2021-09-07 |
Denied |
Response Waived |
abuse-of-discretion fair-credit-reporting-act first-amendment insurance-fraud mississippi-unfair-and-deceptive-trade-practices-a negligence-per-se petition-clause right-to-petition |
Petitioners, the Hoggats, filed criminal fraud charges with the Mississippi Attorney General against Allstate a month prior to filing of this civil ac… |
| 21-5137 |
Samantha Delane Rajapakse v. Credit Acceptance Corporation, et al. |
Sixth Circuit |
2021-07-19 |
Denied |
Response WaivedIFP |
civil-rights comprehensive-consumer-credit-reporting-act consumer-protection credit-reporting due-process fair-billing-act fair-credit-reporting fair-credit-reporting-act fourth-amendment magnuson-moss-act repossession sixth-circuit-jurisdiction |
Does the Sixth Circuit have the authority and jurisdiction to astray from the Court of Appeals and the Supreme Court to affirm the District Court judg… |
| 20-8117 |
Russell Arrington v. United States District Court for the Eastern District of Pennsylvania |
Third Circuit |
2021-05-25 |
Denied |
IFP |
N.A. is exempt from various statutory regulations bank-foreclosure constitutional-rights debt-collection fair-credit-reporting fair-credit-reporting-act fair-debt-collection-practices-act power-of-attorney promissory-note sheriff-deed statutory-exemption uniform-commercial-code warranty-deed |
1. Is WELLS FARGO BANK, N.A. exempt from the Uniform Commercial Code?
2. If the Promissory Note clearly stipulates "U.S. Dollars " as the means of sa… |
| 20-658 |
Sherri Cohen v. Equifax Information Services, LLC, et al. |
Second Circuit |
2020-11-13 |
Denied |
|
consumer-disputes consumer-protection credit-disputes credit-file-accuracy credit-repair credit-reporting credit-reporting-agencies fair-credit-reporting-act pro-se-litigation reasonable-investigation |
Question 1. Whether CRAs like TransUnion and Equifax can satisfy
the requirement of §1681i(a) of the FCRA that they "conduct a
reasonable investigat… |
| 20-297 |
TransUnion LLC v. Sergio L. Ramirez |
Ninth Circuit |
2020-09-08 |
Judgment Issued |
Amici (28) |
article-iii-standing civil-rights class-action damages due-process fair-credit-reporting-act punitive-damages standing statutory-damages |
1. Whether either Article III or Rule 23 permits a damages class action where the vast majority of the class suffered no actual injury, let alone an i… |
| 20-5069 |
Pablo Enrique Rosado-Sanchez v. Banco Santander Puerto Rico |
First Circuit |
2020-07-15 |
Denied |
Relisted (2)IFP |
appellate-review civil-rights due-process evidence-disregard fair-credit-reporting-act judicial-misconduct pro-se-representation public-interest standing supreme-court-rules |
1. By re-affirming the final opinion of the magistrate judge from the District Court,
"The Court does not weigh the evidence", 3 Appellate Judges sai… |
| 19-785 |
James Huff v. Telecheck Services, Inc., et al. |
Sixth Circuit |
2019-12-19 |
Denied |
|
article-iii-standing concrete-injury consumer-reporting-agency consumer-rights credit-determinations fair-credit-reporting-act procedural-rights substantive-information substantive-rights |
Whether a consumer who requested his entire credit file under the Fair Credit Reporting Act has suffered a concrete injury sufficient to confer Articl… |
| 19-763 |
Richard C. Angino, et ux. v. TransUnion LLC |
Third Circuit |
2019-12-16 |
Denied |
|
accuracy accuracy-of-reports attorneys-fees circuit-split consumer-protection consumer-rights credit-reporting credit-reporting-accuracy credit-reports credit-scores due-process fair-credit-reporting-act standing |
1. WHETHER THE SUPREME COURT SHOULD ACCEPT AND DECIDE THIS CASE THAT AFFECTS HUNDREDS OF MILLIONS OF INDIVIDUALS, VIRTUALLY EVERYONE WHO APPLIES FOR C… |
| 19-512 |
Anthony Robinson v. Department of Education |
Fourth Circuit |
2019-10-21 |
Denied |
Relisted (3) |
civil-procedure civil-suit consumer-protection fair-credit-reporting-act federal-agency federal-government-liability sovereign-immunity statutory-interpretation statutory-liability |
Whether the Fair Credit Reporting Act authorizes consumers to file civil suits against federal governmental agencies under 15 U.S.C. § 1681n and §1681… |
| 19-5452 |
Pablo Enrique Rosado-Sanchez v. Banco Santander Puerto Rico |
First Circuit |
2019-08-06 |
Denied |
IFP |
civil-procedure civil-rights due-process evidence-weighing fair-credit-reporting-act judicial-misconduct pro-se pro-se-plaintiff standing |
1. Judge McGiverin wrote, a final judgment and opinion not based
on the weigh of the facts, as he wrote, and that is an unsupported conclusion,
and I… |
| 18-1592 |
Allstate Insurance Company v. Daniel Rivera, et al. |
Seventh Circuit |
2019-06-27 |
Denied |
Response RequestedResponse WaivedRelisted (2) |
article-iii article-iii-standing civil-procedure defamation fair-credit-reporting-act fcra federal-jurisdiction standing state-law-claims supplemental-jurisdiction trial-court-discretion |
The question presented is whether a federal court may exercise supplemental jurisdiction over state-law claims when it determines after trial that a p… |
| 18-9271 |
Eteri Kholost, et al. v. Department of Housing and Urban Development, et al. |
Second Circuit |
2019-05-14 |
Denied |
Response WaivedIFP |
consumer-reporting-agency due-process fair-credit-reporting-act federal-trade-commission interstate-litigation national-security reseller standing statutory-interpretation |
Must Real Page, Inc., in interests of national security define itself as a Consumer Reporting Agency (CRA) and be responsible in that number under Fai… |
| 18-545 |
First Advantage Background Services Corp. v. Superior Court of California, San Mateo County, et al. |
California |
2018-10-25 |
Denied |
Amici (2)Response RequestedResponse WaivedRelisted (2) |
burden-of-proof class-action due-process fair-credit-reporting-act federal-statute forum-state fourteenth-amendment harm nationwide-class-action non-resident-defendant personal-jurisdiction specific-jurisdiction |
Under the Fourteenth Amendment, a state court may not exercise specific personal jurisdiction over a non-resident defendant unless the conduct giving … |
| 18-6254 |
Lou Tyler v. Ocwen Loan Servicing, LLC, et al. |
Fifth Circuit |
2018-10-09 |
Denied |
Response WaivedIFP |
bias bias-in-courts big-business civil-rights consumer-protection due-process fair-credit-reporting-act fair-debt-collection-protection-agency federal-jurisdiction foreclosure mortgage-foreclosure pro-se pro-se-litigation standing statute-of-limitations |
1. Federal question exists: Why did lower courts, U.S. District Courts and 5th circuit court of appeals refuse to even hear Plaintiff, pro se's case. … |