debt-collection

35 cases — ← All topics

Case Title Lower Court Docketed Status Flags Tags Question Presented
25-6272 James Taylor v. Freedom Mortgage Corporation, et al. Eleventh Circuit 2025-12-03 Pending IFP consumer-protection debt-collection fdcpa legal-standing nonjudicial-foreclosure statutory-interpretation I. Under 15 U.S.C. § 1692, is Freedom Mortgage Corporation a "Debt Collector" under the FDCPA's Primary Definition, when attempting to collect debt? …
25A549 In Re Henry L. Klein Fifth Circuit 2025-11-12 Application business-qualification debt-collection debt-purchaser henson-v-santander special-purpose-vehicle supremacy-clause Whether the Supreme Court will enforce the Henson v. Santander ruling as the supreme law of the land regarding debt ownership and collection rights un…
25-377 North American Credit Services, Inc. v. Abdul Crawford Eleventh Circuit 2025-09-30 Denied Amici (1)Response Waived bona-fide-error consumer-debt debt-collection fdcpa medical-debt workers-compensation 1. Whether the FDCPA requires third party debt collectors to conduct an independent preemptive investigation to review for all potential defects or ch…
24-1165 Abraham Winter v. Laboratory Corporation of America, et al. New York 2025-05-14 Denied commercial-enterprise creditor-definition debt-collection fdcpa ftc-authority principal-purpose-test Is an entity a creditor under FDCPA if they are not owed a debt, and should the test for 'name other than his own' follow the FTC's opinion or the sta…
24-7002 In Re Clifford L. Noll 2025-04-16 Rehearing Response WaivedRelisted (2)IFP debt-collection due-process federal-jurisdiction fifth-amendment fourth-amendment property-seizure Whether the unwarranted seizure of real properties and personal savings by the United States violated the petitioner's Fourth and Fifth Amendment righ…
24-5760 James Taylor v. McCalla Raymer Leibert Pierce, LLC Eleventh Circuit 2024-10-15 Denied IFP 11th-circuit-precedent debt-collection debt-collector fair-debt-collection-practices-act legal-standing statutory-interpretation Whether McCalla Raymer Leibert Pierce, LLC qualifies as a debt collector under 15 U.S.C. § 1692a(6) and is subject to Fair Debt Collection Practices A…
24-262 Stacy Makhnevich v. Gregory S. Bougopoulos, et al. Second Circuit 2024-09-09 Dismissed consumer-protection debt-collection fdcpa-violation legal-standing misrepresentation unfair-practices Whether a debt collector's misrepresentations about an entity's legal standing to sue in state courts violates the Fair Debt Collection Practices Act …
24A143 Stacy Makhnevich v. Novick Edelstein Pomerantz, P.C., et al. Second Circuit 2024-08-07 Presumed Complete consumer-protection debt-collection false-representation fdcpa materiality statute-of-limitations Whether the Fair Debt Collection Practices Act (FDCPA) permits tolling of the statute of limitations when a debt collector files false or materially m…
23-785 PHH Mortgage Corporation v. Mark Anthony Guthrie Fourth Circuit 2024-01-22 Denied Amici (4) bankruptcy-code bankruptcy-court civil-contempt debt-collection discharge-injunction federal-preemption preemption state-law-claims uniform-federal-law Whether the Bankruptcy Code preempts state-law claims premised on alleged efforts to collect a debt in violation of the bankruptcy court's discharge i…
23A518 PHH Mortgage Corporation v. Mark Anthony Guthrie Fourth Circuit 2023-12-07 Presumed Complete bankruptcy-code bankruptcy-discharge debt-collection discharge-injunction preemption state-law-claims Whether the Bankruptcy Code preempts state-law causes of action based on a creditor's efforts to collect debt that has been discharged in bankruptcy
23-109 Janis Wolf v. Carpenter, Hazlewood, Delgado & Bolen, LLP Ninth Circuit 2023-08-03 Denied Response Waived circuit-split credit-reporting credit-reporting-agencies credit-transaction debt-collection deferred-payment fair-credit-reporting-act homeowners-association Whether a typical HOA assessment qualifies as an FCRA 'credit transaction'
22-1072 Lori A. Saxon v. Ameritas Life Insurance Corporation District of Columbia 2023-05-04 Denied 1st-amendment 42-usc-1983 4th-amendment 5th-amendment 7th-amendment bankruptcy-law constitutional-rights debt-collection due-process homestead-law judicial-foreclosure Were Lori Saxon's fundamental guaranteed rights to Due Process and 42 U.S.C. § 1983 and Ist, 4th, 5th, 7th, 8th, 9th, and 14th amendments violated?
22-169 Jay Lin, et ux. v. Hudson City Savings Bank, et al. Third Circuit 2022-08-24 Denied Response Waived civil-procedure debt-collection due-process fair-debt-collection-practices-act fdcpa federal-court-procedure federal-rules-of-civil-procedure judicial-ethics procedural-rules recusal Whether the New Jersey District Court judge erred in circumventing his recusal by suspending FRCP R. 7.1
21-982 Timothy O. Markland v. Asset Acceptance, LLC Oklahoma 2022-01-10 Denied Response Waived civil-procedure debt-collection default-judgment due-process extrinsic-evidence service-of-process statute-of-limitations time-bar Whether rigid invocation of the non-extrinsic evidence rule denies due process
21-912 Jeffrey T. Maehr v. Department of State Tenth Circuit 2021-12-21 Denied Response Waived administrative-action civil-rights constitutional-rights debt-collection due-process government-sanction passport passport-revocation tax tax-debt travel Whether the federal government may collect tax debts by revoking citizens' constitutional right to travel internationally
21-472 Blanca Telephone Company v. Federal Communications Commission, et al. Tenth Circuit 2021-09-28 Denied Response WaivedRelisted (2) administrative-law appellate-review civil-forfeiture debt-collection due-process false-claims-act rulemaking universal-service-fund Whether FCC staff seizure of Universal Service Fund funding via civil forfeiture is 'pure debt collection' under the Debt Collection Improvement Act o…
21-124 Emmanuel Torres v. Bay Area Credit Services, et al. Second Circuit 2021-07-29 Denied civil-rights consumer-protection debt-collection due-process fair-debt-collection federal-jurisdiction federal-statute new-york-business-law private-right-of-action statutory-interpretation Does a consumer have a private right of action under New York General Business Law Section 349 for a Fair Debt Collection Practices Act Violation?
21-98 Frank C. Warner v. Miguel Cardona, Secretary of Education Eighth Circuit 2021-07-23 Denied circuit-confusion civil-procedure contract contract-enforcement debt-collection economic-policy legal-standard promissory-note statute-of-frauds Is a fully legible Promissory Note (Contract) required to collect on a debt?
21-5121 Ben Young v. Crescent Management, LLC, et al. Oklahoma 2021-07-15 Denied Response WaivedIFP 11-usc-362 attorney-misconduct automatic-stay bankruptcy bankruptcy-stay creditor debt-collection mortgage-concealment mortgage-payment proof-of-claim Whether attorneys who filed and signed Proof of Claim on behalf of creditor violate automatic stay 11 U.S.C. §362(a)(D)(2)(82) (QO) by concealing mort…
20-1684 Sean Hartranft v. Midland Funding, LLC, et al. Ninth Circuit 2021-06-04 Denied civil-procedure debt-collection due-process fifth-amendment fourteenth-amendment intervention standing telephone-consumer-protection-act Whether the Court of Appeals committed reversible error when it denied Petitioner's Federal Rules of Civil Procedure 24(a) motion to intervene as a ma…
20-8117 Russell Arrington v. United States District Court for the Eastern District of Pennsylvania Third Circuit 2021-05-25 Denied IFP N.A. is exempt from various statutory regulations bank-foreclosure constitutional-rights debt-collection fair-credit-reporting fair-credit-reporting-act fair-debt-collection-practices-act power-of-attorney promissory-note sheriff-deed statutory-exemption uniform-commercial-code warranty-deed Is WELLS FARGO BANK, N.A. exempt from the Uniform Commercial Code?
20-1634 Nicole Johnson-Gellineau v. Stiene & Associates, P.C., et al. Second Circuit 2021-05-24 Denied 15-usc-1692a(4) 15-usc-1692c(b) creditor creditor-definition debt-collection debt-collector fair-debt-collection-practices-act fiduciary fiduciary-duty litigation-communication statutory-interpretation Whether a fiduciary that obtains a defaulted debt, and is owed the debt, may qualify as a person facilitating collection 'for another' within the excl…
20-376 DNF Associates, LLC v. Jillian McAdory Ninth Circuit 2020-09-24 Denied Response Waived civil-procedure consumer-protection debt-buyer debt-collection debt-collector fair-debt-collection-practices-act henson-v-santander legal-standing passive-debt-buyer statutory-interpretation Whether a passive debt buyer is a debt collector under the Fair Debt Collection Practices Act
20-5541 Betsy Sachs v. Bank of America, N.A. First Circuit 2020-08-31 Denied Relisted (2)IFP arbitration attorney-conduct civil-rights debt-collection due-process fdcpa foreclosure judicial-procedure manifest-disregard Whether the definition of a 'debt collector' under the FDCPA includes attorneys who select non-judicial foreclosure
20-121 Marshall Spiegal v. Michael C. Kim Seventh Circuit 2020-08-05 Denied Response Waived collateral-estoppel debt-collection debt-collector-allegations debtor-conduct direct-connection fair-debt-collection-practices-act fdcpa judicial-notice statutory-interpretation transaction-nexus Does 'arising out of' require a 'direct' connection to the transaction?
19-6958 Renee L. McCray v. Samuel I. White, P.C., et al. Fourth Circuit 2019-12-16 Denied IFP bona-fide-error civil-procedure civil-procedure-rules debt-collection due-process fair-debt-collection-practices-act fdcpa federal-appeals federal-rules-of-civil-procedure fourth-circuit jerman-v-carlisle rehearing standing summary-judgment Whether the Court of Appeals for the Fourth Circuit erred when it denied the Petitioner's petition for rehearing, when the United States District Cour…
19-6630 Dannez W. Hunter v. Keith Rupert Murdoch, et al. Eighth Circuit 2019-11-14 Denied Response WaivedRelisted (2)IFP 1866-civil-rights-act 42-usc-1981 civil-rights commerce commerce-interference copyright-infringement debt-collection interstate-commerce judicial-misconduct rico rico-statute title-42-usc-1981 ucc-lien Whether to establish 1866 Civil Rights Act, Title 42 U.S.C. § 1981 (a) against high-ranking government officials and officers of the court
19-483 Elsie Marino v. Jeffrey Nadel, dba Law Offices of Jeffrey Nadel, et al. Fourth Circuit 2019-10-11 Denied creditor debt-assignment debt-collection fair-debt-collection fair-debt-collection-practices-act foreclosure foreclosure-action postjudgment-remedy standing statutory-interpretation trustee trustee-status Whether a trustee that receives assignment or transfer of a debt, as trustee for beneficial interest holders solely to bring a foreclosure action, can…
19-100 Crown Asset Management LLC v. Mary Barbato Third Circuit 2019-07-19 Denied Amici (2) circuit-split consumer-protection debt-buyer debt-collection fair-debt-collection-practices-act legal-standing passive-debt-buyer standing statutory-interpretation Whether a passive debt buyer is a debt collector under the Fair Debt Collection Practices Act
18-7738 Kukia R. Farrish v. Navy Federal Credit Union Fourth Circuit 2019-02-04 Denied Response WaivedIFP civil-rights consumer-financial-protection-bureau consumer-protection credit-card-agreement credit-report credit-reporting damages debt-collection digital-forensics document-manipulation due-process electronic-evidence evidentiary-standards federal-credit-union financial-regulation judicial-review procedural-integrity Whether the Consumer Financial Protection Bureau unlawfully collected debts from the petitioner, and whether the petitioner is entitled to compensatio…
18-7638 John Todd Williams v. United States Second Circuit 2019-01-29 Denied Response WaivedIFP civil-violation civil-violations consumer-protection criminal-prosecution debt-collection deceptive-tactics fair-debt-collection fair-debt-collection-practices-act fdcpa federal-law misrepresentations Whether the courts below erroneously held that Mr. Williams and his companies could be prosecuted criminally for acts his employees committed that hav…
18-729 Maxwell & Morgan, P.C., et al. v. Martha A. McNair Ninth Circuit 2018-12-07 Denied Relisted (2) circuit-split civil-procedure consumer consumer-protection debt-collection fair-debt-collection-practices-act fdcpa foreclosure judicial-foreclosure security-interest statutory-interpretation Whether the FDCPA applies to foreclosure activity that does not seek payment of money from a consumer
18-595 James P. Tatten v. City and County of Denver, Colorado, et al. Tenth Circuit 2018-11-06 Denied civil-procedure civil-rights debt-collection due-process fair-debt-collection fair-debt-collection-practices-act foreclosure fourteenth-amendment pro-se-litigation rooker-feldman-doctrine standing subject-matter-jurisdiction Whether the Tenth Circuit erred in creating a special pro se pleading standard for cognitively-disabled litigants
18-390 Sandra Pletos, et vir v. Makower Abatte Guerra Wegner Vollmer, PLLC , et al. Sixth Circuit 2018-09-26 Denied Response Waived abuse civil-rights concealment contract contractual-rights debt-collection due-process fraud fraud-concealment homeowners-association rico-act rooker-feldman Whether Rooker-Feldman can be used to prevent parties from asserting their contractual rights, and new independent claims for relief based on statutes…
18-332 Kevin Singson v. Sean Reyes, Attorney General of Utah Utah 2018-09-14 Denied Response Waived administrative-procedure administrative-procedures civil-rights debt-collection due-process extraordinary-writ governmental-power sovereign-immunity standing state-action state-agency state-courts unfair-collection Whether the Utah State Supreme Court erred in affirming the Utah Court of Appeals in denying that a specific remedy exists for a citizen to challenge …