No. 25-6272

James Taylor v. Freedom Mortgage Corporation, et al.

Lower Court: Eleventh Circuit
Docketed: 2025-12-03
Status: Pending
Type: IFP
IFP
Tags: consumer-protection debt-collection fdcpa legal-standing nonjudicial-foreclosure statutory-interpretation
Key Terms:
JusticiabilityDoctri
Latest Conference: 2026-02-20
Question Presented (from Petition)

I. Under 15 U.S.C. § 1692, is Freedom Mortgage Corporation a "Debt Collector" under the FDCPA's Primary Definition, when attempting to collect debt?

A. Under 15 U.S.C. § 1692, is McCalla Raymer Leibert Pierce, LLC a "Debt Collector" under the FDCPA's Primary Definition, when attempting to collect debt?

i. Under 15 U.S.C. § 1692f(6), was there a failure to state a claim, when McCalla Raymer Leibert Pierce, LLC proceeded with the nonjudicial foreclosure?

ii. Under 15 U.S.C. § 1692, was there a failure to state a claim, when McCalla Raymer Leibert Pierce, LLC proceeded with the nonjudicial foreclosure?

Question Presented (AI Summary)

Whether Freedom Mortgage Corporation and McCalla Raymer Leibert Pierce, LLC qualify as 'Debt Collectors' under the FDCPA's primary definition when attempting to collect debt and proceeding with nonjudicial foreclosure

Docket Entries

2026-01-15
DISTRIBUTED for Conference of 2/20/2026.
2025-11-24
Petition for a writ of certiorari and motion for leave to proceed in forma pauperis filed. (Response due January 2, 2026)

Attorneys

James Taylor
James Taylor — Petitioner