Is a fully legible Promissory Note (Contract) required to collect on a debt?

QUESTIONS PRESENTED Circuit Confusion exists in the matter of Promissory Notes. This Court must resolve this issue and set one standard for all 50 states. Failure to do so may lead to the economic confusion in the 1600’s that led England to create the Statute of Frauds. . This issue is: ~ 7 “Ts a fully legible Promissory Note (Contract) required to collect on a debt?” “If a Promissory Note is not required to collect on a debt what document substitutes for the terms and conditions to enforce collection of the loan?”