Whether Cheryl Beaudry suffered an injury in fact sufficient to confer Article III standing for an action under the Fair Credit Reporting Act

QUESTION PRESENTED In this putative class action involving over 1.4 million consumers, when presenting checks to merchants for payment, did named plaintiff Cheryl Beaudry (“Beaudry”) suffer an injury in fact sufficient to confer Article III standing for an action under the Fair Credit Reporting Act when TeleCheck provided inaccurate consumer reports to merchants about Beaudry by failing to include positive checkwriting information stored in TeleCheck’s files, thereby increasing the risk that Beaudry would receive check declines?