national-bank-act

7 cases — ← All topics

Case Title Lower Court Docketed Status Flags Tags Question Presented
25A666 Citizens Bank, N.A. v. John Conti First Circuit 2025-12-08 Application bank-preemption escrow-accounts incidental-powers mortgage-lending national-bank-act state-regulation Whether the National Bank Act preempts a state law requiring mortgage lenders to pay interest on escrow accounts when such a requirement significantly…
22-529 Alex Cantero, et al., Individually and on Behalf of All Others Similarly Situated v. Bank of America, N.A. Second Circuit 2022-12-08 Judgment Issued CVSGAmici (13)Response RequestedResponse WaivedRelisted (4) banking-regulation consumer-protection escrow-accounts interest-rates mortgage-lending national-bank-act preemption state-law state-law-preemption Does the National Bank Act preempt the application of state escrow-interest laws to national banks?
22-349 Flagstar Bank, N.A. v. William Kivett, et al. Ninth Circuit 2022-10-13 GVR CVSGAmici (1)Response RequestedResponse WaivedRelisted (7) banking-powers federal-banking-law federal-powers federally-chartered-banks mortgage-escrow mortgage-escrow-accounts national-bank-act preemption state-laws state-regulation Whether the National Bank Act preempts state laws that, like California Civil Code § 2954.8(a), attempt to set the terms on which federally chartered …
22-262 Berkley V. Walker v. BOKF, National Association, dba Bank of Albuquerque, N.A. Tenth Circuit 2022-09-20 Denied Response Waived 12-cfr-7.4001 administrative-law agency-deference agency-interpretation auer-deference judicial-review national-bank-act overdraft-fees regulatory-interpretation statutory-interpretation Whether extended overdraft fees are 'interest' under the National Bank Act
19-408 Garey R. Nehrke v. Wells Fargo Bank, N.A. Florida 2019-09-26 Denied Response Waived constitutional-rights federal-jurisdiction federal-jurisdiction-banking foreclosure-fraud gse-state-actors gses mortgage-securitization national-bank-act national-banks securities-law state-actors state-preemption takings-clause whistleblower-retaliation Whether Wells Fargo and others under National Bank Act, 12 U.S.C. 1 et seq. exclusive federal regulation and pre-emption, along with restrictions on s…
18-783 John M. Barone v. Wells Fargo Bank, N.A. Florida 2018-12-20 Denied Relisted (2) constitutional-rights due-process federal-jurisdiction federal-preemption foreclosure-fraud national-bank-act national-banks property-rights state-courts Whether the National Bank Act, 12 U.S.C. 1 et seq. restrictions on states, federal preemption and exclusive federal regulation vie for exclusive feder…
18-212 Bank of America, N.A. v. Donald M. Lusnak Ninth Circuit 2018-08-17 Denied Amici (1) escrow-accounts federal-banking-powers federal-preemption mortgage-escrow mortgage-lending mortgage-loan-escrow national-bank national-bank-act occ-regulations office-of-the-comptroller-of-the-currency preemption real-estate-lending state-banking-law state-banking-laws Whether the National Bank Act preempts state laws regulating national bank loan terms, such as California's law requiring payment of interest on mortg…